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Personal Banking Services

Our core values are infused throughout our company. We never stop looking for ways to make your banking experience smoother, safer, and less complex. We believe in having the best team and technology to help you grow. We offer many services and products that we think can help reach your financial goals. If you ever have questions, feel free to reach out -- we would love to help.

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Online Banking

Stay on top of your money and never miss a beat with Guaranty Bank & Trust’s online banking. You will be able to access your accounts, schedule payments, receive text alerts, and do so much more. As if all that weren’t enough, we also give it all to you with no monthly service fee1.


Bill Pay

Make payments every time with automatic payments or by setting up reminders. Pay your bills anywhere at your time. Time should be spent doing what you enjoy and less time on obligatory duties

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Zelle® is a convenient way to send money right from your mobile banking app or online banking account.

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E-Statements give you a faster, safer, more convenient way to view your bank statements. Viewing them inside the secure Online Banking environment brings extra benefits, like easy access to 24 months of statements, easily search transactions, get alerts, and reduce clutter.

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Direct Deposit

Direct deposit is a payment option where your funds are electronically transferred to your checking or savings account. In many cases, a direct deposit means your payroll checks are automatically deposited into your bank account. Our easy, convenient Click Switch product can help you move any current deposits to your Guaranty account.

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Cash Round Up

It is hard enough to remember where you put your keys, let alone remembering to save money for a vacation, college tuition, or an emergency savings fund.  That is why we offer Guaranty RoundUp – a free service that makes saving money so simple you can reach your financial goals faster. 


Debit Cards

Personalize your debit card to fit you!

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Re-Order Checks

Re-Ordering checks is quick and easy!


Credit Cards

Enjoy everyday conveniences, earn rewards, and build your credit with Guaranty

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Refer a Friend

Get a $50 Mastercard Reward Card when your friend opens a new, Guaranty Bank & Trust personal checking account AND completes the following within 60 days of account opening:

Refer a Friend

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Fraud Protection

With our highly rated mobile app, you will be able to take control of your debit card with a little help from your smartphone. Automate supervision of your account, control spending, and make managing and securing your money easier.

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Our Routing Number

Routing Number: 111915327

Bank Local Wherever You Go

Access all the outstanding banking solutions you’ve come to expect from Guaranty Bank & Trust anytime, anywhere, and with just a few taps on your smartphone.

Bank In The Heart Of Texas

Where you bank makes a difference. When you bank with Guaranty, every dollar you spend — and every penny you save — helps your community prosper. And, because generations of Texans have invested in us over the last 100 years, we’re able to complement today’s most state-of-the-art banking solutions with personalized service and support. Whatever your financial goals, we’re here to help you achieve them.


1Guaranty Bank & Trust N.A. provides mobile banking as a free service to our online banking customers. However, web access and text messaging are needed to use our full range of mobile banking products and your mobile communications carrier may charge you for web access and text messages. Please check your service provider for specific fees and charges.