Totally Free Checking
Guaranty Green® Checking
Banking designed with you in mind.
Checking Accounts
Our checking accounts cater to your needs and financial goals. Choose from no-fee basic accounts or interest bearing options to grow your savings.
Money Market
Our Premier Money Market account provides a higher interest rate along with greater flexibility for accessing your funds.
Earn up to 4.10% APY
Start earning by opening one of our CD specials today!
Free ATMs
55,000 surcharge free ATM's worldwide. Your cash is never far away. Finding an Allpoint ATM is easy! Just look for the Allpoint logo or, better yet, use our locator.
How can we help your business?
Totally Free Business Checking
Grow your business with our free checking account. If you are looking for a hassle-free account then this for you. Your success is our priority.
Treasury Services
Treasury Services offers a range of services designed to support businesses at every stage of their growth. Learn more about solutions that can help your business keep growing.
Business Loans
Fuel your business growth with our tailored loans - seize opportunities, expand operations, and reach new heights with our financial support.
Merchant Services
Experience smooth payments for your business. Our advanced tech and know-how provide tailored solutions to match your requirements.
Your Texas Community Bank
FDIC and IntraFi CDARS® Information
We at Guaranty want to make sure you have access to all the tools and resources you need to understand FDIC insurance, IntraFi CDARS® and how they work.
The CDARS program is program available for customers with uninsured deposits at Guaranty.
Learn more about FDIC Insurance
Learn more about IntraFi CDARS
Guaranty Awarded 5-Star Rating by Bauer
Guaranty Bank & Trust has earned a 5-Star rating according to Bauer Financial, Inc. the nation's leading independent bank rating firm. The 5-Star award recognizes Guaranty Bank & Trust's continual superior performance and strength. This award is based on an analysis of current financial data as supplied by federal regulators, supplemented by historical data.
Join Our Team
Over the last 13 years, our employees' feedback has consistently led to our recognition as one of the "Top Employers in Texas." We take immense pride in this achievement and are committed to maintaining it in the years ahead.
Secure Convenient Banking with Our Mobile App
Manage Accounts, Deposit Checks, Transfer Money, Pay Bills, Lock/Unlock Debit Card, Find free ATMs anytime, anywhere, with just a few taps on your smartphone.
No monthly service charge or minimum balance fee. Other fees, including but not limited to overdraft fees and inactivity fees may apply. See fee schedule for details.
APY = annual percentage yield. This is a promotional product. Fees could reduce earnings. Penalty will be imposed for early withdrawal. 9-month and 13-month terms available. Minimum opening deposit is $2,500.00 for regular CDs. Minimum deposit to open and to earn the stated APY is $100,000 for jumbo CDs. APY is accurate as of December 27, 2024 for the jumbo 9-month term, and is subject to change without notice. Requires a Guaranty Bank & Trust checking account, and requires an additional specified bank service. Contact an employee for further information about applicable fees and terms. Account is not available to and does not apply to entities which are banks, credit unions, financial institutions, investment firms, other institutional investors, or brokered deposits.
For the most current interest rate information, please call 888-572-9881 or come by any Guaranty Bank & Trust location.