Skip Navigation Download Acrobat Reader 5.0 or higher to view PDF files.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Our Story

Serving Texas Communities Since 1913

At Guaranty Bank & Trust, our roots run deep in the heart of Texas. For over a century, we’ve proudly served as a trusted financial partner, helping individuals, families, and businesses across our great state achieve their goals. Since opening our doors in 1913, we've grown to become one of Texas' most respected community banks, with $3.3 billion in assets and a steadfast commitment to providing exceptional banking services.

Guaranty lobby
 

Why Choose Guaranty Bank & Trust?


Experience You Can Trust: Over 110 years of serving Texans.
Financial Strength: With $3.3 billion in assets, we offer stability and the resources to support your financial growth.
Local Focus: Decisions made by people who live and work right here in Texas.
Community Commitment: Actively supporting local organizations, businesses, and schools to make our communities stronger.
Guaranty Bank & Trust has earned a 5-Star rating according to Bauer Financial, Inc. the nation's leading independent bank rating firm. The 5-Star award recognizes Guaranty Bank & Trust's continual superior performance and strength. This award is based on an analysis of current financial data as supplied by federal regulators, supplemented by historical data.
 
Bauer logo 5 stars
 

A Texas Tradition

As a bank built by Texans, for Texans, we take pride in understanding the unique needs of our customers and communities. With every decision made locally, we ensure that your banking experience is personal, responsive, and tailored to your goals.
 
Gigi the cow


Our Mission

At Guaranty Bank & Trust, we believe banking should be more than just transactions – it should be about relationships. We strive to empower our customers through innovative financial solutions, personalized service, and a deep commitment to the communities we call home.
 
customer holding large check
 

Why Guaranty

Discover why Guaranty Bank & Trust stands out as a trusted financial partner for Texans. Our commitment to exceptional service and community support has made us a reliable choice for generations. At Guaranty, we prioritize building strong relationships, volunteering in our communities, and making your financial journey smoother. Learn more about our impact, values, and the dedicated team that makes Guaranty special. Join us and experience banking with confidence and a personal touch.