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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Guaranty Bank & Trust
Online Banking Access

Merchant Payment Processing

Community Banks Do More To Help Grow Your Business.

 

The Guaranty Bank & Trust Merchant Services collaboration with Deluxe provides an array of point - of - sale systems and solutions. Through this service, your customers can conveniently pay using various methods, including credit cards, gift cards, and contactless options like Apple Pay® and Google Pay™. Customize features to manage orders, organize inventory, and establish loyalty programs.

 

Contact Treasury Sales: 903-575-5910
Contact Deluxe Support 24/7/365: 1-844-822-1281
 
Small Business Owner - Plants2
Virtual Terminal
Turn your computer into a credit card terminal—no special equipment needed to accept payments remotely. 
Features include:
    • Online payments & reporting
    • Recurrent payments
    • Invoicing
Mobile
Forget cash and checks. Accept payments for goods and services through your tablet or cell phone. Convenient and secure.
Benefits include:
  • On-the-go pocket-size design
  • EMV chip or mag-stripe
  • Android and Apple capability
Point of Sale
Retail transactions in person or online are easy with our POS solutions. Enjoy inventory management and reporting analytics at your fingertips.
Features include:
  • Loyalty programs
  • Employee time management
  • Cloud-based reporting analytics

Online Payments
Allows you to sell products and services on your website with a customized payment page.

Give your customers:
    • A customized checkout experience
    • An easily accessible way to pay
Terminals
Expand payment options for your customers with a credit card terminal. 
Choose from a wired connection at the front counter or a wireless device that moves with you.
 
Text to Give
Nonprofits can accept donations anytime, anywhere. Supporters can text a keyword and donation amount to a designated phone number.
  • It’s fast, easy and secure.

Retail

Use in-store or take advantage of the online ordering and invoicing capabilities to increase sales, manage inventory, and collect customer data. Time clock, loyalty programs, and salesperson tracking are just a few of the amenities.

Restaurants

Our restaurant-specific POS system is small enough to fit in any space, but powerful enough to run the full house. Save both time and money tracking orders, managing inventory, and balancing food costs.


eCommerce

Utilize one of our numerous payment solutions to build out a custom checkout experience online, no matter the industry. Advertise products, receive orders, or take reservations.

 

Medical

Boost your account receivables with our payment solution for medical, dental, and veterinarian offices. Accept payments via text/SMS, in person, online or over the phone. Set up pre-payment and recurring payment plans.

Local Municipalities

Government entities can eliminate processing fees via the Service Fee model.
  • Payment acceptance in-office, online, & via IVR (bilingual)
  • Rapid account onboarding
  • Next-day funding
  • Real-time online reporting
  • Software integrations

Mobile Pay

Streamline payments to increase giving, engage and grow your community, and maximize business efficiency.
Accept payments via:
  • Text/SMS
  • QR code
  • Mobile app
  • Website

 


REMOTE DEPOSIT CAPTURE:

Guaranty Bank & Trust understands that your time is valuable. That’s why we offer Remote Deposit Capture, an automated service that allows businesses to deposit checks electronically.
 
Save time and money by eliminating multiple trips to the bank to make deposits.
  • Increase cash flow by depositing checks as soon as you receive them at the office.
  • Check images are sent electronically to the bank to process and post to your account .
  • Encryption technology ensures your check deposits stay secure while making your deposit from your office or business.

ACH ORIGINATION: Fast, Secure, and Flexible

Take control of your business’s cash flow with ACH Origination, available through our Cash Management online banking platform. ACH helps you streamline payments, reduce costs, and improve efficiency all while offering the flexibility your business needs.
 
Benefits of ACH Origination:
✓ Simplify Deposits – Collect next-day deposits electronically, improving cash flow with ease.
✓ Save Time & Reduce Costs – Eliminate the hassle of paper checks by automating payments and receivables through secure ACH transactions.
✓ Flexible Transaction Options – Upload NACHA or .CSV files, initiate single transactions, or create templates for recurring payments. Whatever fits your workflow best.
✓ Effortless Tax Payments – Make your federal tax payments online, reducing paperwork and ensuring timely payments.
✓ Seamless Payroll Processing – Directly deposit employee paychecks into their accounts, no matter where they bank, improving convenience for your team.
With ACH Origination, your business can focus on growth while we handle the transactions. Let’s streamline your payments. Contact us today to get started!