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Guaranty Bank & Trust
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Security

Report Fraud

If you suspect fraudulent activity on your account, please contact us as soon as possible at (888) 572-9881. If you have received an email from Guaranty Bank & Trust that you feel is fraudulent, please forward it to [email protected] and we will investigate.

If you are uncomfortable forwarding the email, or if you fear you have already provided personal information over the Internet to a fraudster or identity thief, please contact us at (888) 572-9881 as soon as possible.


Safeguard Your Finances: Understanding Bank Fraud

Bank fraud is a serious threat in today's digital world, leading to substantial financial losses. It encompasses various deceptive tactics aimed at your bank accounts and financial data.

Types of Bank Fraud

  • Identity Theft: When someone steals your personal information (e.g., Social Security number, credit card details) to make unauthorized transactions or open accounts in your name.
Prevention Tips: Monitor your credit report and financial accounts regularly and shred sensitive documents.

  • Phishing: Fraudsters pose as legitimate entities via emails or calls to obtain sensitive information.
Prevention Tips: Be cautious of unexpected requests for personal data and verify sources before sharing information.

  • Check Fraud: Involves counterfeit or altered checks to illegally access funds.
Prevention Tips: Use electronic payments when possible and monitor bank statements for unauthorized transactions.

  • ATM Skimming: Devices installed on ATMs capture card information for fraudulent withdrawals.
Prevention Tips: Check ATMs for unusual devices and cover your PIN while entering it.

  • Online Banking Fraud: Unauthorized access to online banking accounts to steal funds or information.
Prevention Tips: Use strong passwords, enable two-factor authentication, and avoid public Wi-Fi for banking.

Protecting Yourself

  • Stay Informed: Keep updated on fraud schemes and learn to recognize them.
  • Monitor Accounts: Regularly check statements for unusual activity.
  • Secure Information: Safeguard personal and financial data online and offline.
  • Report Suspicious Activity: Contact your bank immediately if you suspect fraud.

Understanding and actively preventing bank fraud reduces your risk and enhances financial security. Stay vigilant and contact us immediately if you suspect fraud.