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1. APY = Annual Percentage Yield. Fees could reduce earnings. A penalty will be imposed for early withdrawal. Minimum deposit to open and to earn the stated APY is $500.00. APY is accurate as of July 7, 2026, and is subject to change without notice. This account product is available to consumers only; not available to and does not apply to businesses or entities which are banks, credit unions, financial institutions, investments firms or other institutional investors. The Certificate of Deposit will automatically renew into a 6‑month term at the interest rate in effect at the time of renewal. Contact an employee for further information about applicable fees and terms.