Cruz Alvarez

Cruz Alvarez is an Assistant Vice President and Commercial Lender at Guaranty Bank & Trust, where she partners with individuals and businesses to provide tailored financing solutions that support long-term growth and success. With over a decade of experience in the banking industry, Cruz brings a strong foundation of knowledge and a relationship-driven approach to serving her customers and community.

Cruz specializes in commercial, agricultural, and recreational lending, helping clients navigate a wide range of financial needs. A graduate of Texas A&M University–Texarkana, she earned her Bachelor of Business Administration and remains deeply rooted in her East Texas community. Born and raised in Pittsburg, Cruz is actively involved in local events and volunteer efforts that give back to the area she proudly calls home. Outside of work, she enjoys spending time with family, church, friends, and embracing the outdoors.