Your Success Is Our Goal

Learn why Texans have chosen Guaranty since 1913!

Free Business Checking

Unlock growth with our free business checking. If you are looking for a hassle-free account then this for you. Your success is our priority.

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Business Loans

Fuel your business growth with our tailored loans - seize opportunities, expand operations, and reach new heights with our financial support.

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Merchant Services

Experience smooth payments for your business. Our advanced tech and know-how provide tailored solutions to match your requirements.

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Treasury Services

Our solutions help you manage risk and make informed financial decisions that will boost your company's working capital.

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We Care About Texans

At Guaranty Bank & Trust, we’re proud to partner with the businesses that help our Texas communities prosper. We provide a full array of smart, flexible business banking solutions — from checking accounts to payment processing to lines of credit — each optimized to support success and encourage growth. Reach out to one of our financial experts today and learn more about the advantages of doing business with Guaranty.

I have been banking with this bank since I moved to Rockwall. I’ve had business /personal bank accounts at all the major banks. This bank is the absolute best bank I’ve ever had. Everyone treats you amazingly. They truly go above and beyond to make banking fun and enjoyable. This is like your old school bank where everyone knows who you are. You aren’t just an acct holder. I’d recommend anyone with a small business to come, give them a try. You will be happy you did
Justin, Rockwall, TX
What a great group of people in this office. Have had the most pleasant experiences with getting my accounts handled. I'm glad that I transferred my business here. Very friendly and professional
Patrick, Denton TX

SBA Lending

Helping your business grow means getting the right loan from a trusted partner. We are committed to giving you the best advice to help your business develop and expand because when your business succeeds, so does ours.

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1 If the balance falls below $1,500.00 on any day in the statement cycle, the account is subject to a $10.00 service charge.
2 Paper Statements available for $5.00 a month. Each transaction over 100 will be assessed a fee of $0.20.

Guaranty Bank & Trust N.A. provides mobile banking as a free service to our online banking customers. However, web access and text messaging are needed to use our full range of mobile banking products and your mobile communications carrier may charge you for web access and text messages. Please check your service provider for specific fees and charges.