Financial Services That Grow With You

Real People. Real Financial Solutions. Real Success Stories.

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Summer CD Special

  • Business or Personal
  • 1.51 % APY*
  • 13 - Month Certificate of Deposit
  • $2,500 minimum.

Call or stop by a location today!

Call Now! Find your location

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Your Texas Community Bank

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Zelle® is a convenient way to send money to people you know and trust right from your mobile banking app or online banking account.

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Guaranty Cares

Our employees — from our tellers to our CEO — care for the financial well-being of their fellow Texans and the communities where they live and work.

Join Our Community

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News and Updates

Our goal is to help you be successful with all your financial choices. Stay up to date with current news and valuable financial education articles.


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Make A Personal Statement. Open a Checking Account At Guaranty.

When you open a checking account with Guaranty Bank & Trust, you're joining a community of financial experts who care about your prosperity. Learn more about the user-friendly, state-of-the-art tools they've developed to help you most effectively manage your finances.

Access Anywhere:

  • 1000s of
  • Debit Card
  • Checks
  • Online Access & Bill Pay
I love how Guaranty is fast, easy, and convenient. I opened my account online after hours, received an approval email immediately, and was able to deposit money the next morning! I’m all about convenience and Guaranty provides it all! ❤️
Best banking experience ever. So many banks are trying to feel BIGGER and BIGGER. I like that Guaranty can grow BIG but always feel as though they sincerely care.

Bank Local Wherever You Go

Access all the outstanding banking solutions you’ve come to expect from Guaranty Bank & Trust anytime, anywhere, and with just a few taps on your smartphone.


Start Planning For Tomorrow Today

You can afford to plan for you and your family’s financial future. Learn how Guaranty Bank & Trust’s friendly, caring, and collaborative bankers can help.


Invest In Yourself

Cover your daily expenses and celebrate life’s milestones purchases with Guaranty’s customer-friendly personal banking solutions.


Prepare For A Rainy Day

Keep your financial planning efforts moving in the right direction — and on track in case of an emergency — with Guaranty.


Manage Your Wealth

Make sure your financial game plan is a winning one. Add Guaranty’s experts in retirement savings and estate planning to your team.

Request an Appointment

*APY = Annual Percentage Yield. Fees could reduce earnings. A penalty will be imposed for early withdrawal. Minimum opening deposit is $2,500.00. APY is accurate as of June 28, 2022 and is subject to change without notice. This account product is not available to and does not apply to entities which are banks, credit unions, financial institutions, investments firms or other institutional investors.