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Guaranty Bank & Trust

FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Guaranty Bank & Trust
Online Banking Access
Scam Alert: We have learned that scammers are spoofing the bank's phone number to impersonate our fraud team. They are attempting to obtain customer information. Please remember that we will not contact you to request your online banking username, password,  pin information or authentication and identification codes.
 
If you receive a call or text that feels uncertain, hang up and call us directly at 888-572-9881 or call your local branch. 
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Download our mobile app today!

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Adventure awaits with Totally free checking!

Simple and free. No minimum balances. No monthly service charge.

Small Business Owner-Garden Center

Tools to help your business thrive.

Learn why Texans have chosen Guaranty since 1913!

Banking designed with you in mind

Helpful tools and services just for you
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TOTALLY FREE CHECKING

With no minimum balances and no hidden weekly, monthly or annual fees, you can focus on what's important.
Small Business Owner

TOTALLY FREE BUSINESS CHECKING

Enjoy straightforward banking with no minimum balances and no hidden fees, helping you stay focused on your business.
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OUR STORY

Serving Texas Communities Since 1913.
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Mortgage Loans

Whether you're searching for your dream home, buying a lot for the future, or looking to build right away, we'll help make your dream a reality.
Commercial lending

Commercial Lending

Seize opportunities, expand operations, update processes, and more. Our local lenders will walk you through the process from approval to closing.
 

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Make an online payment to your Guaranty Bank & Trust loan today!
 

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Time for a change? We're welcoming awesome new members to our team!
 

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Have questions about our Online Banking? We have the answers.
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Customer Care Center Hours

Weekdays:
Monday – Friday: 7:00 AM - 11:00 PM CST
If you contact us outside of these times, please leave a message with your name, number and concern. We will return your call.

Weekends:
Saturday and Sunday:  9:00 AM - 7:00 PM CST
If you contact us outside of these times, please leave a message with your name, number and concern. We will return your call.