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Financial Services That Grow With You

Real People. Real Financial Solutions. Real Success Stories.

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Where Can Your Savings Take You?

A Texas family getaway could be yours! 1&2

Sign up for Cash RoundUpSM, then every time you use your debit card, your rounded up change will automatically transfer to your savings account

Simply click below to start saving to win while using Cash RoundUp!

Start Saving to Win! Find your location

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Your Texas Community Bank

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13-Month CD Special

  • Business or Personal
  • 3.24 % APY*
  • 13 - Month Certificate of Deposit
  • $2,500 minimum.

Call or stop by a location today!

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Zelle® is a convenient way to send money to people you know and trust right from your mobile banking app or online banking account.

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News and Updates

Our goal is to help you be successful with all your financial choices. Stay up to date with current news and valuable financial education articles.


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Make A Personal Statement. Open a Checking Account At Guaranty.

When you open a checking account with Guaranty Bank & Trust, you're joining a community of financial experts who care about your prosperity. Learn more about the user-friendly, state-of-the-art tools they've developed to help you most effectively manage your finances.

Access Anywhere:

  • 1000s of
  • Debit Card
  • Checks
  • Online Access & Bill Pay
I love how Guaranty is fast, easy, and convenient. I opened my account online after hours, received an approval email immediately, and was able to deposit money the next morning! I’m all about convenience and Guaranty provides it all! ❤️
Best banking experience ever. So many banks are trying to feel BIGGER and BIGGER. I like that Guaranty can grow BIG but always feel as though they sincerely care.

Bank Local Wherever You Go

Access all the outstanding banking solutions you’ve come to expect from Guaranty Bank & Trust anytime, anywhere, and with just a few taps on your smartphone.


Start Planning For Tomorrow Today

You can afford to plan for you and your family’s financial future. Learn how Guaranty Bank & Trust’s friendly, caring, and collaborative bankers can help.


Invest In Yourself

Cover your daily expenses and celebrate life’s milestones purchases with Guaranty’s customer-friendly personal banking solutions.


Prepare For A Rainy Day

Keep your financial planning efforts moving in the right direction — and on track in case of an emergency — with Guaranty.


Manage Your Wealth

Make sure your financial game plan is a winning one. Add Guaranty’s experts in retirement savings and estate planning to your team.

Request an Appointment

*APY = Annual Percentage Yield. Fees could reduce earnings. A penalty will be imposed for early withdrawal. Minimum opening deposit is $2,500.00. APY is accurate as of November 21, 2022 and is subject to change without notice. This account product is not available to and does not apply to entities which are banks, credit unions, financial institutions, investments firms or other institutional investors.

Guaranty Bank & Trust, N.A. | Member FDIC 
Where Can Your Savings Take You?SM OFFICIAL RULES AND ELIGIBILITY Giveaway:
1. No transaction or purchase is necessary to enter or win. To enter, all customers who utilize Cash RoundUpSM will be automatically entered upon use of the service. Customers who utilize Cash RoundUpSM with at least one (1) Cash RoundUpSM transaction in a day will be automatically entered one (1) time. Individuals who are not enrolled in or utilizing Cash RoundUpSM may complete one entry form per day at any Guaranty Bank & Trust location or may go to www.gnty.com/giveawayentry for an entry form and mail it to 16475 Dallas Pkwy Ste 100, Addison, Texas 75001. All entries must be received by Guaranty Bank & Trust between July 22, 2022, and December 31, 2022. All mail-in entries must be postmarked by December 31, 2022, to be eligible for the drawing. 
2. Prizes: September 2022 through January 2023, one (1) winner will be drawn from Cash RoundUpSM users from the previous month for one (1) gift card to Tecovas valued at no more than $500. The dates for these monthly drawings will be August 15, 2022, September 15th, 2022, October 17th, 2022, November 15th, 2022, December 15th, 2022, and January 17th, 2023. All entries received from July 22, 2022, to December 31, 2022, will be entered into the grand prize drawing. The monthly winners will be notified by a phone call by the 17th of the month they win. Three (3) grand prize winners will be chosen at random and will win one (1) gift card to either Tapatio Springs Hill Country Resort or Kalahari® Resorts valued at no more than $2,000 and one (1) Visa® gift card valued at no more than $1,000. Airfare, lodging, and transportation costs are not included in the grand prize. Entrants cannot win more than one gift certificate to Tecovas or one vacation package to Tapatio Springs Hill Country Resort or Kalahari® Resorts during the duration of the contest. Tecovas, Kalahari® Resorts, and Tapatio Springs Hill Country Resort are not sponsors nor are they otherwise affiliated with this giveaway. All entries will end at midnight CST on Saturday, December 31, 2022. Entry to the contest is limited to one (1) entry per type per day. The winners of the grand prize drawing will be notified by a phone call on January 17th, 2023. All decisions of Guaranty Bank & Trust are final on all matters related to these contests. The odds of winning depend on the number of entries received. All of the drawings will be held at Guaranty Bank & Trust 16475 Dallas Parkway, Ste. 100 Addison, TX 75001. Guaranty Bank & Trust assumes no responsibility or liability for damages, lawsuits, or injury resulting from acceptance of the giveaway. Taxes or other expenses related to a giveaway not specified herein are the responsibilities of the winner and are subject to 1099 reporting at year-end 2022. Winners may be required to verify age and address or execute an affidavit of eligibility. No responsibility is assumed for lost, misdirected, or late entries. By participating in the contest, each participant agrees to release and hold Guaranty Bank & Trust, and their employees, officers, directors, agents, and, representatives harmless from any and all losses, damages, rights, claims, and actions of any kind in connection with this contest. This contest is open to all legal U.S. residents from 18 years of age or older as of July 22, 2022. Guaranty Bank & Trust employees and their families ("family" as determined by Guaranty Bank & Trust), trustee members and their families, affiliated sponsors, and subsidiaries are not eligible for this contest.
Kalahari® Photos provided by Kalahari Resort and Conventions®.​