Back to Savings

Personal Savings

Account Highlights

Take it back to the basics. With a competitive rate and low monthly balance requirement, Guaranty's Personal Savings Account makes growing your savings easy.


  • Interest Bearing Account¹
  • 6 Fee-Free Debit Transactions Per Month PLUS unlimited ACH and ATM transactions and Online Banking Transfers2


  • $50 Minimum Opening Balance
  • $200 Minimum Balance3
  • E-statements4

Easy Access

  • Free Mobile Banking5
  • Free Online Banking with Bill Pay
  • Free 24-Hour Phone Plus

Bank Better. Bank Local With Guaranty.

Whether you’ve just made your first sale or are ready to scale your operations, Guaranty Bank & Trust can help your business grow to seize every new opportunity that comes its way. Open an account with us today and put our financial strength, stability, and expertise to work for you.

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1For current interest rate information, please call 888-572-9881 or come by any Guaranty Bank & Trust location.
2There will be an excess debit charge of $3.00 per item in excess of six (6) per statement cycle for checks, debit card transactions, in-person transfers, and telephone transfers completed by an employee.
3If your balance falls below $200.00 on any day of the quarter your account will be subject to a $5.00 service charge for that quarter. The fee is waived for your first two quarterly cycles.
4Paper Statements available for $5 per quarter
5Mobile Banking is free to online banking customers. However, your mobile carrier's text messaging and web access charges may apply.