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Your Future Begins Now

Plan for growth to sustain you through your retirement years — and beyond

Growth Strategies For Your Golden Years

At Guaranty Bank & Trust, our vision of what it means to be a community bank includes providing financial guidance at every stage of life’s journey. That’s why our local experts in markets, asset classes, and risk management work with each customer to establish a retirement plan that supports their unique goals.

In addition to the individual retirement accounts (IRAs) we offer, we also perform document and account reviews, develop budgets that account for your lifestyle and travel expenses, make provisions for your long-term care, and take measures to safeguard your family’s financial future.

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Individual Retirement Accounts (IRAs)

No matter how far along you are in your career, you can keep your retirement plans on track with a Guaranty Bank & Trust IRA. Designed specifically to help you pad your nest egg, these investment tools offer several tax benefits1. Start a conversation with a Guaranty banker today to learn more about Traditional, Roth, SEP, and SIMPLE IRAs.

Account Overview

  • $500 Minimum Opening Balance
  • Investment Terms Range From 3 Months To 5 Years
  • Interest-Bearing Account 2
  • Contribution Limits Apply
  • Pre-Retirement Age Withdrawals May Incur Penalties

Learn More About IRAs

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1 Refer to a tax professional regarding potential tax benefits.
2For current interest rate information, please call 888-572-9881 or come by any Guaranty Bank & Trust location.

Wealth Management Services

Ensuring your family’s financial security takes more than a savings plan. It takes expertise in retirement savings, fiduciary services, estate planning, foundation governance, and custodianship. Let the winning wealth management team at Guaranty help you coordinate the right strategy, resources, and support to preserve the legacy you plan on leaving your loved ones.

Learn More About Guaranty’s Wealth Management Services

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