- Minimum Opening Balance of $50
- Requires monthly account statements to be sent electronically2
- Free Student Savings Account
- Free Online Banking
- Free BillPay
- Free Mobile Banking3
- Free ATM transactions4
- Free Mastercard® Debit Card with Mobile Payments and CardValet®
- Free 24-Hour Phone Plus
- Free Coin Counting (subject to availability)
- Free Notary Service
1;Students between 13-17 years old must have an adult joint owner who is a minimum of 18 years old. On the account owner's 25th birthday, the account will convert to another account type.
2 This account requires statements to be sent electronically for both the checking and savings accounts. If you un-enroll in estatements at any time, the account(s) will be converted to another account type.
3 Mobile Banking is free to online banking customers. However, your mobile carrier's text messaging and web access charges may apply.
4 Guaranty Bank & Trust does not charge a fee for using any ATM nationwide. Usage Fee may be charged by the institution that owns the ATM.