Student Checking

Checking accounts get their name from the paper checks people write. But chances are you've never written a check. Don't worry, we're all for electronic banking here with debit cards, mobile payment apps, and mobile deposit. Get the fun and easy Student Checking designed for anyone ages 13-24.1 

Account Details:

  • Minimum Opening Balance of $50
  • Requires monthly account statements to be sent electronically2
  • Free Student Savings Account
  • Free Online Banking
  • Free BillPay
  • Free Mobile Banking3
  • Free ATM transactions4
  • Free Mastercard® Debit Card with Mobile Payments and CardValet®
  • Free 24-Hour Phone Plus
  • Free Coin Counting (subject to availability)
  • Free Notary Service

      1;Students between 13-17 years old must have an adult joint owner who is a minimum of 18 years old. On the account owner's 25th birthday, the account will convert to another account type.

      2 This account requires statements to be sent electronically for both the checking and savings accounts. If you un-enroll in estatements at any time, the account(s) will be converted to another account type.

     3 Mobile Banking is free to online banking customers. However, your mobile carrier's text messaging and web access charges may apply.

     4 Guaranty Bank & Trust does not charge a fee for using any ATM nationwide. Usage Fee may be charged by the institution that owns the ATM.