Guaranty Interest Checking

You work hard for your money; now let your money work hard for you. This account is an interest-bearing account so you’ll get a little extra BANK.

Account Details:

  • Minimum Opening Balance of $50
  • Interest-Bearing account (daily interest paid on balance $2,500 and over)
  • Unlimited Check Writing
  • Free Online Banking
  • Free E-Statements1
  • Free BillPay
  • Free Mobile Banking2
  • Free ATM transactions3
  • Free Mastercard® Debit Card
  • Free 24-Hour Phone Plus
  • 3 x 5 Safe Deposit Rental free for the first year when subsequent years are set up for automatic draft (subject to availability)
  • Free Coin Counting (subject to availability)
  • Free Notary Service

How much it costs:
If the balance falls below $2,500.00 on any day in the statement cycle, the account is subject to a $15.00 service charge.


     1 Paper Statements available for a fee.

     2 Mobile Banking is free to online banking customers. However, your mobile carrier's text messaging and web access charges may apply.

     3 Guaranty Bank & Trust does not charge a fee for using any ATM nationwide. Usage Fee may be charged by the institution that owns the ATM.

For current interest rate information, please call 888-572-9881 or come by any Guaranty Bank & Trust location.