Premium Checking

You work hard for your money; now let your money work hard for you. This account is an interest-bearing account so you’ll get a little extra BANK.

Account Details:

  • Minimum Opening Balance of $50
  • Interest-Bearing account (daily interest paid on balance $2,500 and over)
  • Unlimited Check Writing
  • Free Online Banking
  • Free E-Statements1
  • Free BillPay
  • Free Mobile Banking2
  • Free ATM transactions3
  • Free Mastercard® Debit Card
  • Free 24-Hour Phone Plus
  • 3 x 5 Safe Deposit Rental free for the first year when subsequent years are set up for automatic draft (subject to availability)4
  • Free Coin Counting (subject to availability)
  • Free Notary Service

How much it costs:
If the balance falls below $2,500.00 on any day in the statement cycle, the account is subject to a $15.00 service charge.


Paper Statements available for a $5.00 per month fee.

Mobile Banking is free to online banking customers. However, your mobile carrier's text messaging and web access charges may apply.

Guaranty Bank & Trust does not charge a fee for using any ATM nationwide. Usage Fee may be charged by the institution that owns the ATM.

4Safe deposit box contents are not FDIC insured.

For current interest rate information, please call 888-572-9881 or come by any Guaranty Bank & Trust location.