Choice Checking

Bank your way with Choice Checking. Designed to let you bank whenever, however, and wherever you want.

Account Details:

  • Minimum Opening Balance of $50
  • Unlimited Check Writing
  • Free Online Banking
  • Free BillPay
  • Free Mobile Banking1
  • Free ATM transactions2
  • Free Mastercard® Debit Card with Mobile Payments and CardValet®
  • Free 24-Hour Phone Plus
  • 3" x 5" Safe Deposit Rental free for first year when subsequent years are set up for automatic draft (subject to availability)3
  • Free Coin Counting (subject to availability)
  • Free Notary Service

How much it costs:

No monthly service charge if you maintain a $500.00 daily balance in your account. If the daily balance in your account drops below $500.00 on any day during the statement cycle, a $5.00 monthly service charge will be assessed. However, the service charge can be eliminated by signing up for E-statements and electing to receive your Choice Checking statements electronically through online banking.


1Mobile Banking is free to online banking customers. However, your mobile carrier's text messaging and web access charges may apply.

2Guaranty Bank & Trust does not charge a fee for using any ATM nationwide. Usage Fee may be charged by institutions that owns the ATM.

3Safe deposit box contents are not FDIC insured.