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Mortgage Warehouse Lending

Guaranty Bank & Trust offers non-captive, participation warehouse lines to both the mini-correspondent and correspondent mortgage banker. Program highlights include.
  • Experienced staff with 40+ years in mortgage operations and warehouse lending
  • Over 50 approved investors and growing
  • Warehouse retail, wholesale, and correspondent production
  • No application fee
  • No annual renewal fee
  • Incentive pricing available based on volume
  • Advance up to 99% of the note amount
  • Facilities from $1.5 million to $20 million
  • No sub-limits by product type
  • No jumbo limits
  • Minimum mini-correspondent net worth of $150,000 and correspondent $500,000
  • Rate based on underlying note rate and competitive "all inclusive" file fees
  • Wire cut off of 3:30 CST for same day funding
  • Requires personal guarantees of owners with 25% or more interest 
  • Hedging approval available
  • Approval available for free wires and checks
  • ACH, RDC, and other depository services available 
  • Custom daily warehouse reports for aging and note tracking

   Call Us
(214) 710-2348


Click to Contact Us

Visit our office
16980 Dallas Parkway
Suite 110
Dallas, Texas 75248


Guaranty Bank & Trust, N.A. | Member FDIC | Equal Housing Lender
Equal Housing Lender
© 2017 Guaranty Bancshares, Inc. All rights reserved.