$500 Now $500 Later

$500 Now & $500 Later

When you close a home loan with us you will get $500. When you are ready to refinance you will get another $500.

How to qualify :

  1. Enroll below by submitting your email address and unique offer code provided in the email offer you received.
  2. Submit a new home purchase or refinance application or obtain a purchase preapproval between 11/1/22 and 2/28/23 ("Offer Period"), using the email address you submit.
  3. Close a purchase or refinance loan from the application or preapproval that was submitted in step 2.
  4. Keep your current Guaranty Bank Account open and in good standing until we deposit your bonus. Your bonus will be paid within 30 days of your closing date.


Not a commitment to lend. Offer subject to credit approval and may be changed or withdrawn at any time, without notice. Offer not available in combination with other mortgage offers. Offer valid on new application for owner-occupied home purchase or refinance application submitted to the secondary mortgage department only. Offer period: Must submit a new application between 11/__/22 and 2/28/2023. Must have an existing Guaranty Bank & Trust (“GBT”) checking or savings account at time of loan closing. Cash will be deposited within 30 calendar days of loan closing to the GBT checking or savings account you designate. Your GBT account must be open and in good standing at the time of the cash payout. The cash bonus will be treated as interest for tax reporting purposes, and a 1099 will be sent to you. You should consult a tax advisor about potential impacts to your tax liability. GBT reserves the right to refuse to pay out a bonus at any time and for any reason. $500 off closing costs of future refinance only relate to the refinance of this first loan, and are subject to approval. To receive the additional $500 off closing costs to later refinance this loan, that future refinance must occur no later than 24 months after closing this first loan.