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Premium Checking

Premium Checking Account in Texas: The Future of Personal Finance

A basic bank account may be a practical solution for your checking or savings needs. However, if you meet the minimum requirements, consider upgrading to a premium account. These accounts offer various perks for added convenience.

The two main types of Texas premium accounts are premier money market accounts and premium checking accounts. They offer increased convenience, easy banking access, and versatility. Here’s an overview of premium checking.

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What Is a Premium Checking Account?

Premium checking accounts in Texas are top-tier checking accounts that reward holders for meeting minimum balance requirements. Rewards often include interest and unlimited transactions. These versatile accounts are flexible and save you money.

The benefits of our Texas premium checking accounts include:

Premium Benefits

■ Earn interest paid daily on balances of $2,500 or higher1

■ High interest rates

■ A free Mastercard® debit card

■ Unlimited check writing

Easy Access

■ Free mobile banking on our mobile app.2

■ Free online banking through BillPay.

■ Receive monthly E-statements.3

■ Access to over 55,000 surcharge-free ATMs globally4

Are Premium Checking Accounts Worth It?

Are you looking to keep all your banking needs within the same institution? If yes, open a Texas premium checking account today. You will need a minimum opening balance of $50.

Book an appointment to learn more about premium checking. With a rich history that dates back 100 years in Texas, we offer innovative and localized banking solutions to meet your needs.

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Although premium accounts have minimum balance requirements, they are available to anyone who can meet the set requirements. Failure to maintain the minimum balance will attract a monthly fee.

Basic checking accounts are liquid deposit accounts that allow withdrawals and deposits. It offers access to a debit card for cash withdrawals at ATMs or purchases. A traditional checking account also provides a checkbook.

Moving Your Money Has Never Been Easier

We've created a step-by-step guide to make it easy for you to switch your direct deposits and automatic payments.

Bank Smart. Bank Local.

Where you bank makes a difference. When you bank with Guaranty, every dollar you spend — and every penny you save — helps your community prosper. And, because generations of Texans have invested in us over the last 100 years, we’re able to complement today’s most state-of-the-art banking solutions with personalized service and support. Whatever your financial goals, we’re here to help you achieve them.

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1If balance falls below $2,500 on any given day in the statement cycle the account is subject to a $15.00 service charge.
2Mobile Banking is free to online banking customers. However, your mobile carrier's text messaging and web access charges may apply.
3Paper Statements are available for a fee.
4Guaranty Bank & Trust does not charge a fee for using any ATM nationwide or an ATM in the Allpoint Network. Usage Fees may be charged by the institution that owns the ATM.

For current interest rate information, please call 888-572-9881 or come by any Guaranty Bank & Trust location.