Mortgage Warehouse Lending

CONTACT US

CALL US

214-710-2348

VISIT OUR OFFICE

16980 Dallas Parkway, Suite 110

Dallas, Texas 75248

Guaranty Bank & Trust offers non-captive, participation warehouse lines to both the mini-correspondent and correspondent mortgage banker. Program highlights include.

  • Experienced staff with 40+ years in mortgage operations and warehouse lending
  • Over 50 approved investors and growing
  • Warehouse retail, wholesale, and correspondent production
  • No application fee
  • No annual renewal fee
  • Incentive pricing available based on volume
  • Advance up to 99% of the note amount
  • Facilities from $1.5 million to $20 million
  • No sub-limits by product type
  • No jumbo limits
  • Minimum mini-correspondent net worth of $150,000 and correspondent $500,000
  • Rate based on underlying note rate and competitive "all inclusive" file fees
  • Wire cut off of 3:30 CST for same day funding
  • Requires personal guarantees of owners with 25% or more interest
  • Hedging approval available
  • Approval available for free wires and checks
  • ACH, RDC, and other depository services available
  • Custom daily warehouse reports for aging and note tracking