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Elfis Cottingham

Vice President, SBA Business Development

Elfis Cottingham is a Vice President – SBA Business Development Officer in the Houston, Texas area.    She has over twenty-five years of experience in the banking industry with SBA commercial business development, packaging, closing, portfolio management, liquidation, and credit administration and loan review. Elfis has earned numerous certifications through the National Association of Government Guaranteed Lenders, and Commercial Bank Credit Training.   She earned her degree in Finance from the University of Houston.

She is involved with her community through her work with the Kids, Cows and More program, Chamber of Commerce participation, membership in the University of Houston-Clear Lake Alumni Association and panelist with the United States SBA Houston District Office.   

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