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Commercial Analysis Checking

Unleash Business Opportunities

Growth is a great thing but it may also mean that managing your cash is a bit trickier. Our Commercial Account Analysis account was developed to deliver value while still allowing you to incorporate cash management and the treasury tools you need to meet your everyday needs and keep your business growing.

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Account Analysis Highlights


Free Mastercard® Business Debit Card
Free ATM Transactions¹
Free 24-Hour Phone Plus
Free Coin Counting (available at most locations)
Free Notary Service
Free 3x5 Safe-Deposit Box Rental for the first year2


$50 minimum opening balance
$20 monthly maintenance fee
An earnings credit allowance can partially or fully offset monthly charges

Easy Access

Free Mobile Banking3
Free Online Banking with Bill Pay
Monthly Electronic Statements4
24 Hour Phone Plus


1Surcharge-free ATMs when using Guaranty Bank & Trust, N.A. ATMs or an ATM in the Allpoint network.
2Safe-deposit box contents are not FDIC insured
3Mobile Banking is free to online banking customers. However, your mobile carrier's text messaging and web access charges may apply.
4Paper Statements available for $5 a month

Bank Smart. Bank Local.

Where you bank makes a difference. When you bank with Guaranty, every dollar you spend — and every penny you save — helps your community prosper. And, because generations of Texans have invested in us over the last 100 years, we’re able to complement today’s most state-of-the-art banking solutions with personalized service and support. Whatever your financial goals, we’re here to help you achieve them.

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