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Premium Checking

The Best of the Best

You deserve a checking account that works just as hard as you do. You also deserve to be treated like more than an account number. At Guaranty Bank & Trust, we pair outstanding banking solutions with exceptional customer service. Simply open a Guaranty Bank & Trust Premium Checking account and enjoy daily interest paid on balances of $2,500 or more, along with VIP perks like free safe deposit rental for an entire year, unlimited check writing, and more.

Open A Premium Checking Account Find Your Nearest Guaranty Location

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Premium Checking Features

Premium Benefits

Free Mastercard® Debit Card
Unlimited Check Writing
Free 1-Year Safe Deposit Box Rental1


$50 Minimum Opening Balance
Daily Interest Paid On Balances Of $2,500 Or More2

Easy Access

Free Mobile Banking4
Free Online Banking with BillPay

Moving Your Money Has Never Been Easier

We've created a step-by-step guide to make it easy for you to switch your direct deposits and automatic payments.

Bank Smart. Bank Local.

Where you bank makes a difference. When you bank with Guaranty, every dollar you spend — and every penny you save — helps your community prosper. And, because generations of Texans have invested in us over the last 100 years, we’re able to complement today’s most state-of-the-art banking solutions with personalized service and support. Whatever your financial goals, we’re here to help you achieve them.

Request an Appointment Bank Local

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1Safe-deposit box contents are not FDIC insured.

2If balance falls below $2,500 on any given day in the statement cycle the account is subject to a $15.00 service charge.

3Mobile Banking is free to online banking customers. However, your mobile carrier's text messaging and web access charges may apply.

4Paper Statements are available for a fee.

For current interest rate information, please call 888-572-9881 or come by any Guaranty Bank & Trust location.