Back to Careers


At Guaranty Bank & Trust, we know benefits aren't about the money—they're about improving your life and providing you with peace of mind. That is why we offer a comprehensive benefits package to help alleviate some of life's pressures and let you focus your career. Our benefits include:


Medical and Dental Insurance
Eligible employees and dependents may participate in our medical and dental plans upon the first of the month following 30 days of service.

Health Savings Account (HSA)

A tax-advantage account that works with a high deductible health plan to help you pay for current and future qualified medical expenses.

Vision Insurance

The Bank offers an affordable voluntary vision plan for employees who desire this type of coverage.

Life Insurance

Guaranty Bank & Trust provides Group Life and Accidental Death and Dismemberment insurance coverage for its full-time employees. The life insurance benefit is payable at 3 times the employee’s annual earnings at the time of the event, up to a maximum of $500,000. The Bank also offers an affordable voluntary life insurance plan for employees who desire more coverage.

Short-Term Disability Insurance

The Bank offers affordable short-term disability insurance for employees who desire this type of coverage.

Long-Term Disability Insurance

Guaranty Bank & Trust provides long-term disability insurance coverage for its full-time employees. In the event you become disabled from a non-work-related injury or sickness, benefits may be payable after the employee has been unable to work for 180 days. The Bank also offers an affordable voluntary short-term disability insurance plan for employees who desire more coverage.

Critical Illness & Accident Insurance

The Bank offers an affordable voluntary critical illness and accident plan for employees who desire this type of coverage.

Annual Health Evaluations / Flu Shots

Employees and spouses covered under the medical plan receive free health screening evaluations each year. In addition, employees and their spouses receive free flu shots every year.


Eligible employees may make pre-tax contributions to a 401(k) plan. The bank will match up to 5% of the employee’s contributions. At the discretion of the Board of Directors, an additional contribution may be made at the end of each year based on the Bank’s earnings.


Paid Time Off (PTO)

Employees will be granted PTO annually.  A new employee’s hire date and officer title will determine the number of days granted during the first year of employment.  At the beginning of each year, full-time employees may be granted 18 to 28 days of PTO depending on the length of service and officer title.

Volunteer Time Off (VTO)

Full-time employees will receive one paid day annually to contribute to their community by being involved in a non-profit event or charity.

Extended Illness Bank (EIB)

Employees have the option to transfer unused PTO time into an Extended Illness Bank for future use.

Employee Benefit Fund

The Employee Benefit Fund was established in 2001 through the generous support of Guaranty Bank & Trust employees. The primary purpose of this fund is to provide financial support for temporary hardships of employees and their families. It also provides for care packages and flowers to be sent to employees and their family members during hospital stays or funerals. Since the establishment of this fund, over $200,000 in financial assistance, care packages, and/or flowers has been given to over 750 employees.

Paid Leave Donation

The Paid Leave Donation fund was established in 2019 by the generous support of the Guaranty Bank & Trust employees.  The purpose of the Paid Leave Donation fund is to cultivate our caring culture by donating unused time off to our fellow coworkers in need. 


Bonus Programs

The Bank awards a bonus that is paid twice a year to all eligible employees based on the attainment of Bank performance goals set annually by the Board of Directors.

Employee Discounts

Various discounts or complimentary products and services are available to Guaranty Bank & Trust employees.

We have made every effort to ensure this information is accurate. The actual documents and summary plan descriptions that govern our benefit plan are formal and complex and this type of summary can only present an overview of our benefits package. In the case of any conflict or omission between this information and the actual plan documents, the actual plan documents will prevail.