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Regular Savings lets you earn interest with a low minimum balance

This popular, traditional account offers an investment tool for anyone who would like to earn interest on their money without a high balance requirement or liquidity limitations. With a Regular Savings account, your funds are always available to you, day or night, through the ATM.   
  • Minimum Opening Balance of $250
  • Interest-Bearing Account *
  • Minimum daily balance to avoid service charge: $250**

* For current interest rate information, please call or come by any Guaranty Bank & Trust location.
** Quarterly Maintenance Fee: If your balance falls below $250.00 on any day in the quarter your account will be subject to a $5.00 service charge for that quarter. If the balance drops below $500.00 during the quarter, there will be an excess Debit Charge of $2.00 per item in excess of 6 during the quarter. 

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