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Guaranty Choice Checking includes free online & mobile banking

Choice Checking includes free online and mobile banking.


Choice Checking offers all the features you like. Bank whenever and however you like with free online and mobile banking, access to our ATM network and Guaranty Bank & Trust locations. 


Account Details:
  • Minimum Opening Balance of $50
  • Unlimited Check Writing
  • Free Online Banking
  • Free BillPay
  • Free Mobile Banking1
  • Free ATM transactions2
  • Free MasterCardTM Debit Card
  • Free 24-Hour Phone Plus
  • 3 x 5 Safe Deposit Rental free for first year when subsequent years are set up for automatic draft (subject to availability)
  • Free Coin Counting (subject to availability)
  • Free Notary Service

How much it costs:
No monthly service charge if you maintain a $500.00 daily balance in your account.  If the daily balance in your account drops below $500.00 on any day during the statement cycle, a $5.00 monthly service charge will be assessed. However, the service charge can be eliminated by signing up for E-statements and electing to receive your Choice Checking statements electronically through online banking.



1 Mobile Banking is free to online banking customers. However, your mobile carrier's text messaging and web access charges may apply.

2 Guaranty Bank & Trust does not charge a fee for using any ATM nationwide. Usage Fee may be charged by institutions that owns the ATM.  

3 If your account has overdraft protection:
- No fee charged if the item(s) that are paid result in your account being overdrawn between $0.01 and $10.00 at the end of the business day.
- Fee of $16.00 charged each time we pay an item drawn against non-sufficient funds when the amount of   the item is less than $20.00 and paid within your designated overdraft limit.
- Fee of $32.00 for all other items paid or returned when drawn against non-sufficient funds.
- Maximum daily amount of fees the will charge you for overdrawing your account is $160.00
If your account does not have overdraft protection:
- No fee charged if the item(s) that are paid results in your account being overdrawn between $0.01 and $10.00 at the end of the business day.
- Fee of $32.00 for all other items paid or returned when drawn against non-sufficient funds.
- Maximum daily amount of fees the bank will charge you for overdrawing your account is $160.00.

 
 
Guaranty Bank & Trust, N.A. | Member FDIC | Equal Housing Lender
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