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Guaranty Interest Checking - banking when it's convenient for you


This is an interest bearing account for those who desire to do their banking when it's convenient for them. Complete with mobile banking, this account frees up your time for more important things in your life.

Account Details:
  • Minimum Opening Balance of $50
  • Interest-Bearing account (daily interest paid when balance over $2,500)
  • Unlimited Check Writing
  • Free Online Banking
  • Free E-Statements1
  • Free BillPay
  • Free Mobile Banking2
  • Free ATM transactions3
  • Free MasterCardTM Debit Card
  • Free 24-Hour Phone Plus
  • 3 x 5 Safe Deposit Rental free for the first year when subsequent years are set up for automatic draft (subject to availability)
  • Free Coin Counting (subject to availability)
  • Free Notary Service
How much it costs:
If the balance falls below $2,500.00 on any day in the statement cycle, the account is subject to a $15.00 service charge.


1 Paper Statements available for a fee.
2. Mobile Banking is free to online banking customers. However, your mobile carrier's text messaging and web access charges may apply.

3 Guaranty Bank & Trust does not charge a fee for using any ATM nationwide. Usage Fee may be charged by the institution that owns the ATM.  
 4 If your account has overdraft protection:
- No fee charged if the item(s) that are paid result in your account being overdrawn between $0.01 and $10.00 at the end of the business day.
- Fee of $16.00 charged each time we pay an item drawn against non-sufficient funds when the amount of   the item is less than $20.00 and paid within your designated overdraft limit.
- Fee of $32.00 for all other items paid or returned when drawn against non-sufficient funds.
- Maximum daily amount of fees the will charge you for overdrawing your account is $160.00
If your account does not have overdraft protection:
- No fee charged if the item(s) that are paid results in your account being overdrawn between $0.01 and $10.00 at the end of the business day.
- Fee of $32.00 for all other items paid or returned when drawn against non-sufficient funds.
- Maximum daily amount of fees the bank will charge you for overdrawing your account is $160.00.

 
 
Guaranty Bank & Trust, N.A. | Member FDIC | Equal Housing Lender
Equal Housing Lender
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