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Guaranty offers comprehensive employee benefits

Our benefits packages allow employees to focus on business, careers & personal growth

At Guaranty Bank & Trust, we know benefits aren't about money—they're about improving our employees' lives and providing them with peace of mind. We've designed a competitive benefits package with our employees' security and future growth in mind. By offering comprehensive benefits, we hope to alleviate some of life's pressures and let our employees focus on business, careers, and personal growth. Our benefits include:

Medical and Dental Insurance
Eligible employees and dependents may participate in our medical and dental plans upon the first of the month following 30 days of service.

Vision Insurance
The Bank offers an affordable voluntary vision plan for employees who desire this type of coverage.

Health Savings Account (HSA)
A tax-advantage account that works with a high deductible health plan to help you pay for current and future qualified medical expenses.

Life Insurance
Guaranty Bank & Trust provides Group Life and Accidental Death and Dismemberment insurance coverage for its full-time employees.  The life insurance benefit is payable at 3 times the employee’s annual earnings at the time of the event, up to a maximum of $500,000.  The Bank also offers an affordable voluntary life insurance plan for employees who desire more coverage.

Disability Insurance
Guaranty Bank & Trust provides long-term disability insurance coverage for its full-time employees.  In the event you become disabled from a nonwork-related injury or sickness, benefits may be payable after the employee has been unable to work for 180 days.  The Bank also offers an affordable voluntary short-term disability insurance plan for employees who desire more coverage.

Critical Illness Insurance
The Bank offers an affordable voluntary critical illness plan for employees who desire this type of coverage.

Annual Health Evaluations / Flu Shots
Employees and spouses covered under the medical plan receive free health screening evaluations each year.  In addition, employees and their spouses receive free flu shots every year.

Retirement Plan
Eligible employees may make pre-tax contributions to a 401(k) plan.  The bank will match up to 5% of the employee’s contributions.  At the discretion of the Board of Directors, an additional contribution may be made at the end of each year based on the Bank’s earnings.

Work/Life Balance
The Bank offers 10 paid holidays per year based on the Federal Reserve Bank’s schedule.

Vacation Days
Employees will receive 1 to 4 weeks of vacation annually based on their hire date, exempt status, the length of service, and officer title.

Birthday Day
Employees will receive an additional vacation day on their birthday.

Sick Days
Full-time employees will receive 5 sick days annually and may accumulate unused sick days, up to a maximum of 60 days, for use in future years.

Employee Benefit Fund
The Employee Benefit Fund was established in 2001 through the generous support of Guaranty Bank & Trust employees.  The primary purpose of this fund is to provide financial support for temporary hardships of employees and their families.  It also provides for care packages and flowers to be sent to employees and their family members during hospital stays or funerals.  Since the establishment of this fund over $180,000 in financial assistance, care packages, and/or flowers has been given to over 700 employees.

Additional Benefits
Bonus Program
The Bank awards a bonus that is paid twice a year to all eligible employees based on the attainment of Bank performance goals set annually by the Board of Directors.

Tuition/Books Reimbursement
Eligible employees will be reimbursed up to 75% of the costs for books and tuition for successfully completing classes taken toward a degree.

Employee Discounts
Various discounts or complimentary products and services are available to Guaranty Bank & Trust employees.

We have made every effort to ensure this information is accurate.  The actual documents and summary plan descriptions which govern our benefit plan are formal and complex and this type of summary can only present an overview of our benefits package.  In the case of any conflict or omission between this information and the actual plan documents, the actual plan documents will prevail.
Guaranty Bank & Trust, N.A. | Member FDIC | Equal Housing Lender
Equal Housing Lender
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