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SBA Loans

Guaranty Bond Bank has always been recognized as an aggressive small business lender. By utilizing the many programs available through the SBA, we can tailor a loan that will meet the needs of your small business.
 
SBA financing has been the key to many successful businesses. An SBA loan is a type of business loan that is guaranteed in part by the U.S. government. SBA loans can offer certain benefits not available with other types of loans. At Guaranty Bond Bank we have an entire team of experts who focus exclusively on helping customers apply for and receive SBA loans.
 
There are several reasons to consider an SBA loan for your business. Benefits include:
 
·         Longer terms than most conventional loans
·         Lower equity requirements
·         Lower debt service coverage requirements
·         Less restrictive collateral requirements
 
Given these potential advantages, it is well worth taking time to consider SBA financing. How can an SBA loan help your business? The SBA will guarantee loans for a variety of purposes including:
 
·         Purchase of owner-occupied real estate
·         Construction and expansion of business premises
·         Purchase of machinery and equipment, furniture, fixtures, and leasehold improvements
·         Business acquisition
·         Debt refinancing
·         Working capital
 
If you are an existing Guaranty Bond Bank customer, contact Joe Rose at 903-434-4271 or visit your local lender to get started. If not, find your closest Guaranty Bond Bank location and visit a commercial lender.
 
To get started on your SBA loan today, please review the SBA Checklist of Required Papers and other valuable tools found on the SBA website. For assistance in SBA loan packaging, preparation and counseling, you may contact local Small Business Development Centers located at Paris Junior College  and Northeast Texas Community College. Guaranty Bond Bank also offers competitive fees for preparing your SBA package.

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